GKI Economic Research Co. identified the effects of the credit moratorium’s expiration on Hungarian households, based on a representative survey conducted with thousand respondents. The credit repayment moratorium was introduced in order to mitigate the effects of the economic downturn caused by the COVID-19 pandemic in 2020, and it was extended until June 30, 2021. The moratorium covered 57 per cent of the amount of household loans the end 2020.